Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Can mobile homes save home ownership?

    Lane Anderson

    April 27, 2015 |

    Deseret News |

    Text |

    800-1500 Words

    Response Location: United States, Barnstable, Massachusetts

    Thirty-five percent of Americans will never own their home and risk a rent increase or eviction. Owned Communities USA enables working-class families to become home owners through manufactured homes, loans, and legal aid.

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  • A Nonprofit Lender Revives the Hopes of Subprime Borrowers

    Binyamin Appelbaum

    February 25, 2014 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, Washington, District of Columbia

    Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

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  • New Mortgage Program Helps Cambodia's Poor Find Better Homes

    Daniel Zwerdling

    April 04, 2013 |

    NPR |

    Radio |

    5-15 Minutes

    Response Location: Cambodia, Phnom Penh, Phnom Penh

    An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.

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  • What the world can learn from Singapore's safe and squeaky-clean high-rise housing projects

    Naomi Rovnick

    November 22, 2012 |

    Quartz |

    Text |

    800-1500 Words

    Response Location: Singapore, Singapore

    Unlike many other countries who have found public housing facilities to be highly prone to crime and toxic loan practices, Singapore uses a mix of resident home ownership, policing, and mixed-income developments to create thriving, clean housing options that may provide a model for other countries.

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